Agency management and CRM · Agency CRM / sales automation
AgencyZoom
Sales pipeline + automated follow-up CRM built for P&C agencies
Essential $149/mo; Growth $199/mo; Pro $349/mo
View pricing (opens in a new tab)↗Independent directory
Rankings of 48 AI tools for P&C, commercial, and Medicare agents. Scores are editorial opinions, and prices are what vendors publish. This site is a directory, not an AI software product, toolkit, or agent platform.
P&C
10 tools tagged P&C, with editorial scores and vendor-stated pricing.
Commercial
13 tools tagged Commercial, with editorial scores and vendor-stated pricing.
Medicare
4 tools tagged Medicare, with editorial scores and vendor-stated pricing.
Agency management and CRM · Agency CRM / sales automation
Sales pipeline + automated follow-up CRM built for P&C agencies
Essential $149/mo; Growth $199/mo; Pro $349/mo
View pricing (opens in a new tab)↗Quoting and rating · Commercial quoting
AI workforce for commercial quote-to-bind work from the inbox
Essentials from $500/mo; Premium from $750/mo; Enterprise custom
View pricing (opens in a new tab)↗Document and submission intake · Data intake
Consumers share existing policy data with agents in a click
Scratch $100/mo annual; Elevate $250/mo annual; Peak $500/mo annual
View pricing (opens in a new tab)↗General AI assistants · General assistant
OpenAI general AI assistant
Free; Go $8/mo; Plus $20/mo; Pro from $100/mo; Business from $20/user/mo annual
View pricing (opens in a new tab)↗General AI assistants · General assistant
Anthropic AI assistant strong with long documents
Free; Pro $20/mo ($17 annual); Max from $100/mo; Team from $20/seat/mo annual
View pricing (opens in a new tab)↗Quoting and rating · Comparative rater / AMS
Personal lines comparative rating and agency management
Contact sales
View pricing (opens in a new tab)↗Voice and receptionists · AI voice receptionist
AI phone agent for insurance agencies
Contact sales
View pricing (opens in a new tab)↗Medicare and health · Medicare enrollment
Medicare plan comparison and enrollment platform
Contact sales
View pricing (opens in a new tab)↗Quoting and rating · Commercial broker workspace
Broker workspace where Howard compares quotes and prepares renewals
Business custom pricing; Enterprise custom pricing
View pricing (opens in a new tab)↗Affordable American Insurance launched Agency Gauge, an AI-powered agency intelligence platform for its network of independent agency owners. An AI-generated Executive Overview suggests actions on retention, marks cross-sell and growth opportunities, and flags anomalies. Owners can compare results with similarly sized AAI agencies and industry benchmarks, spot monoline households and carrier concentration, catch AMS quoting errors and licenses expiring within 60 days, and review quote ratios by producer. Insurance Journal dated the announcement October 19, 2026. Agency Gauge is available only to AAI agency partners.
Agency owners hunt cross-sell and retention problems in the book by hand. A brief that names the households and the quoting errors is the review an owner runs.
Insurance Journal (opens in a new tab)↗MGT Insurance launched MGT Quoting so independent agents can get a real rate on MGT business inside ChatGPT or Claude. Aimee, its quoting and appetite agent, uses details already in the conversation, checks appetite, asks for anything still needed, prices the quote, and states the assumptions behind the number. Agents can also upload an ACORD application in the MGT portal or chat with Aimee there. Every quote opens in the portal for review before binding. The company dated the post October 16, 2026 and says appointed agents should contact a territory manager or the Broker Success team to get set up.
Small-commercial quoting still means leaving the chat to rekey a risk into a carrier portal. A real rate that comes back inside ChatGPT or Claude, and waits for a review before bind, is that quoting step.
MGT Insurance (opens in a new tab)↗CoverForce introduced a ChatGPT app that lets US insurance professionals build commercial insurance submissions and compare quotes with plain-language requests. Agents can describe a business, check carrier appetite, start a quote, or retrieve an open application to see what is missing. The app builds submissions, asks carrier-specific underwriting questions, and returns quotes side by side across more than 60 carrier products, including workers’ compensation, business owners policies, general liability, cyber, and miscellaneous professional liability. Quotes run through carriers’ live APIs on the agency’s appointments. Coverager dated the post October 15, 2026.
Commercial producers rekey the same risk into carrier portals. A chat that starts the submission and comes back with quotes side by side is that quoting job.
Coverager (opens in a new tab)↗Vertafore made the Velocity Policy Intake Agent and Velocity Policy Check Agent generally available. Policy Intake Agent reads policy documents, maps the details into the agency management system, and flags what is new, changed, missing, or conflicting for a person to approve. It is available now in AgencyOne with AMS360 and in early access for Sagitta. Policy Check Agent compares an issued policy with management-system data and source documents, recommends corrections, and records the review in AMS360. The company dated the announcement October 15, 2026.
Service teams still key policies that do not download and compare issued policies line by line. An agent that proposes the entry and the corrections, and waits for approval, is that daily policy work.
Vertafore (opens in a new tab)↗AgencyBloc opened a public beta of AMS+ Annual Review for Medicare Advantage. It uses CMS plan data and the client record already in AMS+ to compare the current plan with next year’s coverage and alternatives, including estimated financial impact, and uses medication data to show prescription changes. An AI snapshot summarizes changes to the client’s AMS+ record over the past year. The company dated the announcement October 14, 2026.
Annual enrollment prep is a stack of plan-change notices. A comparison that starts from the client already in the AMS is the meeting a Medicare agent has to run.
AgencyBloc (opens in a new tab)↗Starter stack
Canopy Connect · EZLynx · AgencyZoom · Sonant AI · ChatGPT · Fathom
Starter stack
Tarmika · Bold Penguin · Semsee · Applied Systems · Claude · Fireflies.ai
Starter stack
SunFire · MedicareCENTER · Quotit · GoHighLevel · Calendly · Otter.ai